Financial Advisory Services

1. Financial Planning 
2. Life insurance
3. Retirement plans ) 401k ' SEP'S ' IRA'S
4. Annuities
5. Family living trusts

FINANCIAL SERVICES THROUGH TRANS-AMERICA FINANCIAL SERVICES

Arceneaux Tax Solutions LLC 8192 College Parkway Suite A-23 33919 - { Florida Office ( 239 ) 800 - 2626 } { LA Office ( 225 ) 253 - 2460 } 1-800-614-2230 / Fax 1-225-304-4105@efaxsend.com

BUSINESS PAYROLL

When it comes to paying employees, laws and the IRS have made the payroll function a time consuming nightmare for the small business owner. Small business owners spend an average of eight hours a month performing payroll functions. That's 12 full days a year that could be spent generating sales, prospecting new business opportunities, improving products or services, or servicing customers. We offer payroll solutions that meet your business's needs and enable you to spend time doing what you do best--running your company. Why Outsource Your Payroll... It's Cost Effective Use your staff more efficiently by letting us handle payroll and the associated legal details. Reduce overhead by removing the need to hire specialized employees.   It's a Time Saver Our payroll service eliminates the burden of customizing, updating and maintaining your own payroll system--no more data entry, no more researching updates or new laws, no more worries.   Worry Free Payroll Tax Filing Eliminate the risks of calculating and filing your own payroll taxes by having professionals do it for you. Federal, state and local payroll tax laws are frequently changing and becoming more complex.  How much time do you want to spend  learning all the rules and keeping your information up to date?   Allows You To Focus On Core Competencies Our professional staff allow you to focus on the core competencies of your business. We are accounting professionals--you get the experts working for you and with you.   Comprehensive Reports You get a wide variety of user-friendly and accurate payroll reports. For a nominal fee, we will include union reports, certified payroll, workers' compensation reports and much more. Get the Payroll Solution That Best Fits Your Needs. We know that when it comes to payroll service - no one size fits all. That's why we offer the following 3 custom payroll processing options. 1. Comprehensive Payroll Services Our Comprehensive Payroll Service takes care of all of the payroll processing for you, so that you won't have to. You get... Your payroll checks prepared and printed on-time, every-time. All of your payroll checks are laser printed on "blank" check stock to ensure maximum security and meet the micro encoding standards as set forth by the Federal Reserve System. Free Direct Deposits Worry Free IRS and State tax reporting as well as EFTPS tax deposits. User friendly, and easy to understand monthly, quarterly, and annual payroll tax reports, including W-2, W-3 and 1099 forms. Detailed reports on your employee's vacation, sick days, and personal days accruals. Creation and filing of the required new hire reports Your payroll records maintained in tip top shape. 2. After-the-Fact-Payroll Services We will take your manually-prepared payroll records and other payroll information and post this information to our data files, so you get... Worry Free IRS and State tax reporting as well as EFTPS tax deposits. User friendly, and easy to understand monthly, quarterly, and annual payroll tax reports, including W-2, W-3 and 1099 forms. Detailed reports on your employee's vacation, sick days, and personal days accruals. Creation and filing of the required new hire reports Your payroll records maintained in tip top shape. 3. Online Payroll Processing You can enter your employee's hours and earnings securely online and get... The ability to instantly print payroll checks on your own printer. Free Direct Deposits Worry Free IRS and State tax reporting as well as EFTPS tax deposits. User friendly, and easy to understand monthly, quarterly, and annual payroll tax reports, including W-2, W-3 and 1099 forms. Detailed reports on your employee's vacation, sick days, and personal days accruals. Creation and filing of the required new hire reports Your payroll records maintained in tip top shape. Custom Payroll Reports Service There seems to be an endless amount of special reports Government agencies require. We can prepare the following reports for you. Worker's Compensation Audits Unemployment Claims Social Security Audits Child Support Audits W-2 and W-3 processing 1099 and 1096 processing Preparation/assistance with Federal and State registration forms How much do we charge? In order to give you an accurate price for our payroll services we need to know a little more about your business and what services you're interested in. Our prices are very affordable. ELDER CARE As your cherished family member gets older, they may need some help with their day-to-day financial tasks. Ordinarily simple tasks such as balancing a checkbook and paying household bills become increasingly difficult for the elderly. You could take care of their day-to-day financial tasks yourself, if you have the time and live close. But if you don't, you may want to consider hiring a professional to help. With our elder care services, you get the help of a caring, honest and knowledgeable professional. Someone on your team, looking out for your loved one's best interest. Your loved ones get assistance with their daily finances and business duties and you are kept informed of every step we make. That way, you always know that your family member's needs are being met. Whether your loved one is no longer entirely independent or simply needs extra help to enjoy their lives, you get help in any of the following areas... Reviewing and paying household bills, budgeting, and record keeping. Assistance with check writing and checkbook balancing. Making sure money is received, receipted, and deposited. Offering second opinions regarding household issues and unexpected situations. Handling day-to-day financial transactions such as home repairs, routine maintenance, and emergency medical expenses. Planning retirement account distributions and safeguard against improper disbursements. Organizing and reviewing personal, financial, and legal documents to determine what needs to be addressed. Preparing an inventory of personal assets and investments. Identifying and planning their retirement income, needs, and goals. Determining current and long-term cash flow needs by analyzing income and expenses. Addressing questions about lifestyle, Social Security, pensions, Medicare, and long-term insurance. Monitoring investment portfolio and other assets in conjunction with their investment advisor. Preparing, planning and filing income, trust, gift and estate tax. Providing referrals to local services and agencies. Arranging proper level of care, transportation, and caregiver assessment.

QUICKBOOKS SETUP

Although QuickBooks is designed for the layman to understand, the initial setup and installation must be done correctly in order for future information to be accurate. All information necessary to setup manual accounting records is also necessary to setup and install QuickBooks on your desktop. This task is even more complicated if you switch from manual accounting operations to QuickBooks in the middle of the year. Which accounting method will you use? What chart of accounts do you need for your business? How do you handle beginning balances? An expert can easily answer all of these questions and complete the initial setup and Installation in a timely manner. In addition, your accounting employees receive training on the accounting software to enhance their performance. How much does it cost? We first want to find out a little more about your business and your accounting records before we quote you an exact price. Rest assured that we work with many small business owners and our rates are designed to fit the budgets of our clients. As with any accounting software program, installation and training take time - time taken away from managing your business. Here's a short list of the services we provide during your QuickBooks setup: Study and evaluate your software and accounting needs. Recommend software and hardware requirements. Install software, design and set up chart of accounts and entire accounting package including payroll, accounts receivable, inventory, accounts payable, etc. Determination of your QuickBooks starting date. Loading your chart of account and balances as of that starting date. Preparation of a list of the items that you sell to your customers. This list includes services, inventory parts, non-inventory parts, other charges and sales taxes. Entering your outstanding accounts receivable and accounts payable details as of your starting date. Entering your ending statement bank balances and outstanding checks and deposits in transit as of your starting date. Printing a trial balance as of your starting date and comparing it to your trial balance from your old system. Entering your transactions since your starting date into QuickBooks Train client or client staff in use of software to meet their accounting, management and tax needs. Ongoing Services: Follow up training to ensure the client is "on the right track". Monthly, quarterly or annual review of client QuickBooks data to assist in tax preparation and management reports. QUICKBOOKS TRAINING Once QuickBooks is set up and working properly, we can train you or your employees to properly operate QuickBooks specifically for your business. Why choose one-on-one attention instead of taking a class? We come to your location. We focus on the individual issues facing your business. We will be there to answer your specific questions and concerns. No need to spend time on features that don't impact your business! Call today to set up an appointment. We will come to your location!! BUY QUICKBOOKS AND SAVE Click on the links below to learn about the powerful features of the following QuickBooks programs.  QuickBooks for Small Business QuickBooks Online QuickBooks for Mac QuickBooks Pro QuickBooks Premier QuickBooks Enterprise QuickBooks for Self-Employed

Small Business Services

PART-TIME CFO SERVICES Growing businesses often reach a point where they need professional financial advice, but can't afford a full-time CFO or controller. If you're fortunate enough to be in this position then we have the perfect solution for you. Our Part-Time CFO service gives you a professional financial manager who works with you to help guide your business to success. The cost of hiring a full-time CFO can range from $60,000 to over $100,000 per year plus bonuses and benefits. Our Part-Time CFO services provides you with experienced support at a small fraction of that cost. Here's what you get with our Part-Time CFO services... More time to focus on new services, new customers and other core business issues. Better understanding of the financial side of your business. So you have less surprises and more control over the money. Improved decision-making capabilities from clearly seeing the hard and true numbers of your business. A readily available sounding board to help you with those tough business decisions and help you clarify your business plans. The comfort from knowing that a professional is overseeing, protecting and constantly improving the financial side of your business. A professional who establishes strong financial controls in your business to reduce employee theft and increase profits. Training and managing your accounting staff. Improved quality and timeliness of financial information. Budget preparation and monitoring. Profitability analysis by service or product line. Tax saving strategies. Trend analysis. Assistance in defining long-range plans and the quantification of goals. Cash management. Liaison with bankers, attorneys, vendors, insurance agents, etc. Assistance in obtaining financing from banks, including assistance with negotiations. Review/negotiation of insurance policies. Development of company accounting procedure manuals. Analysis of equipment purchases, expansions, etc. Mergers and acquisitions assistance Custom designed collection policies and procedures

CASH FLOW MANAGEMENT

A wise business owner once said, "Happiness is a positive cash flow." As a business owner, I'm sure you agree. Everything is better when your cash-in exceeds your cash-out. A cash crisis can be emotionally devastating and it can even kill your business. If you've ever had to beg, borrow and steal to cover tomorrows payroll you know what I mean. Our cash management service allows you to... know when, where, and how your cash needs will occur. know what the best sources are for meeting your additional cash needs. be prepared to meet these needs when they occur, by keeping good relationships with bankers and other creditors. The starting point for avoiding a cash crisis is allowing us to develop a cash flow projection for you. We can help you develop both short-term (weekly, monthly) cash flow projections to help you manage daily cash, and long-term (annual, 3-5 year) cash flow projections to help you develop the necessary capital strategy to meet your business needs. We also prepare historical cash flow statements to help you gain an understanding about where all the money went. Creating an accurate cash flow projection is just one of the many cash management services we provide. You also get... Help obtaining an appropriate line of credit Cash collection acceleration techniques Proven effective collection policies Proven effective payment policies Help obtaining the maximum rate of return on your idle

STRATEGIC BUSINESS PLANNING

A Strategic Business Plan is much more than a tool to obtain financing. If you still have all your plans and ideas locked up inside your head, preparing a strategic plan can help you clarify your company's direction. It can ensure that your key leaders are all on the same page, and keeps both management and staff focused on the tasks at hand. A Strategic Plan is often needed when... Starting a new venture, product or service Expanding a current organization, product or service Buying a new business, product or service Turning around a declining business The Strategic Plan provides a blueprint, describing your company, its products, the competitive environment, management team, financial health, and business risks. The plan allows you to... Identify and describe the target customer profile, features, advantages and benefits of your new venture, product or service. Justify that your plans are credible by fully researching the need being filled with your new venture. Develop marketing plans including full descriptions of targeted promotional campaigns with implementation timelines. You also get to examine market conditions, the nature of your customers, as well as your competitors, sales potential, and projected results of your promotional campaigns. Develop staffing plans including identifying the key players, skills, attitudes and expertise needed to build the venture. Develop management plans including full descriptions of management systems and timelines for implementation. Develop financial plans including projected startup costs, operating costs, revenue, profits, and break-even analysis for the first 3 to 5 years. Projected financial plans allow you to effectively predict upcoming problems, or prevent them. In other words, the perspective gained through your Strategic Business Plan can make a significant contribution to your company's success, and help you get the funding you require. In fact, most lending institutions and private investors will not even talk to you without a solid financial plan. Identify building and equipment needs including vendors and cost estimates. Formulate company milestones including timelines for upcoming products and services in development. Remember: Failing to plan is planning to fail.Let us help you develop a powerful Strategic Business Plan that drives your business to the level of success you deserve.   SUCCESSION PLANNING If you own a family business, retirement isn't simply a matter of deciding not to go into the office anymore. You've got some critical questions to answer like... "What happens to the business when you're no longer running it?" and "Will you have enough money to retire?" The family dynamic complicates the whole transition because of the relationships and emotions involved. Most people are not comfortable discussing topics such as aging, death, and financial affairs. Comfortable or not, succession planning should be a priority for any family business considering that more than seven out of ten family-owned businesses fail to survive the transition from founder to second generation, typically falling prey either to estate taxes or family discord - or both. Developing and implementing a well-designed succession plan is essential to the survival of a family business from one generation to the next. We help you with these key issues - Keeping it in the family. Are you going to pass the business on to your family or sell it to a third party? We help you weigh the advantages and disadvantages of each of these options. Who's going to run the business when you're gone? Management and ownership are not one and the same. You may decide to transfer management of your business to just one of your children but transfer equal shares of business ownership to all your children, whether they're actively involved in the business or not. Minimizing the tax bite. The tax burden when transitioning a family business can be significant. The challenge is that a family business is not generally a liquid asset, but taxes are typically due when ownership is transferred. Making it fair. Transferring family ownership often adds a tremendous amount of stress to individual family members. We talk with each of the family members to ensure that they feel they a getting an equitable and fair share of the pie. What we do for you... Once we understand how you feel about the key issues above, we begin constructing your succession plan focusing on these 5 issues... Business Valuation Business Restructuring Tax Consequences Retirement Projections Tax Projections PAYROLL TAX PROBLEMS The IRS views failing to pay payroll taxes as the cardinal sin of tax delinquency because a large portion of the payroll taxes are your employees' withholdings. Not paying your company's payroll taxes is tantamount to stealing your employees' money in the eyes of the IRS. As a result, penalties for failing to pay your payroll taxes and filing your payroll tax returns on time are much more severe than other types of penalties. They can drastically multiply the amount you owe in a very short time. If you are behind on paying payroll taxes for your company, WATCH OUT!!! The IRS is extremely aggressive pursuing collection of this type of tax. They would rather seize your business assets, close you down, sell your assets at auction, and put you out of business than allow you to continue amassing additional payroll tax liabilities. If you are behind on your payroll taxes, DO NOT meet with the IRS on your own. How you answer their initial questions can determine whether you stay in business or not. It is critical you hire a professional representative who knows how the IRS operates.

TAX PREPERATION

Preparing your own income tax return can be a task that leaves you with more questions than answers. According to a study released by the US Government's General Accounting Office, most taxpayers (77% of 71 million taxpayers) believe they benefited from using a professional tax preparer. Whether we like it or not, today's tax laws are so complicated that filing a relatively simple return can be confusing. It is just too easy to overlook deductions and credits to which you are entitled. Even if you use a computer software program there's no substitute for the assistance of an experienced tax professional. Here's what you get... Your tax return will be checked and rechecked by our computer software identifying potential problems the IRS may look at more closely and reviewing the math to limit IRS contacts.   Your tax return can be filed electronically so you will get a refund back quicker.   Our staff will show you how to adjust your payroll withholding to get more money back each week. Why give the IRS an interest free loan for up to 16 months.   We will show you potential deductions to limit your tax liability for next year. In addition, we will give you a sheet of commonly overlooked deductions to limit the following year's tax liability. Books a Mess? No Problem! If you own a small business and haven't kept up your bookkeeping, don't worry. We can help you. We'll prepare your bookkeeping for the year, prepare a full Schedule C, as well as your personal income tax return. Then we'll help you set up an easy system that allows you to keep your books in tip-top shape next year. Planning is the key to successfully and legally reducing your tax liability. We go beyond tax compliance and proactively recommend tax saving strategies to maximize your after-tax income. We make it a priority to enhance our mastery of the current tax law, complex tax code, and new tax regulations by attending frequent tax seminars. Businesses and individuals pay the lowest amount of taxes allowable by law because we continually look for ways to minimize your taxes throughout the year, not just at the end of the year. We recommend Tax Saving Strategies that help you... grow and preserve assets by keeping Uncle Sam out of your pockets.   defer income so you can keep your money now and pay less taxes later.   reduce taxes on your income so you keep more of what you make.   reduce taxes on your estate so your family keeps more of what you've made.   reduce taxes on your gifts so you can give more.   reduce taxes on your investments so you can grow your wealth faster.   reduce taxes on your retirement distributions so you can retire in style. Here's just a few of the Tax Saving Strategies we use... Splitting income among several family members or legal entities in order to get more of the income taxed in lower bracket.   Shifting income or expenses from one year to another in order to have them fall where it will be taxed at a lower rate.   Deferring tax liabilities through certain investment choices such as pension plans, contributions and other similar plans.   Using certain investments to produce income that is tax exempt from either federal or state or both taxing entities.   Finding tax deductions by structuring your money to pay for things you enjoy, such as a vacation home. Remember, we work for you not for the IRS. Many of our clients save many times the fee in reduced tax liability through careful planning and legitimate tax strategies.

About

In the early 1990's Michael (Mike) and Myrtle (Bunnie) Arceneaux moved to Cape Coral, Florida from our home town in South Louisiana. We were both armed with college degrees in Accounting and Business Administration and determined to make a difference in Cape Coral. Before moving to Cape Coral, we had started and managed a successful accounting and income tax practice in Louisiana. We were determined to duplicate that business success in Cape Coral. A strong work ethic along with attention to client details and always listening to our clients' needs, helped to separate our firm from our competition. We have both set career paths that have required continuing education and advanced professional designation achievements. All of which are paramount to continue to offer the best in financial services to our clients.

Over the years, we have helped hundreds of "Mom & Pop" small business owners and individual clients solve their bookkeeping, accounting, income tax preparation and financial planning needs. We have been there for our clients through the good times and the not-so-good times. We have shared hurricanes, childbirths, birthdays, marriages, business promotions, business startups and closures with our clients.

Put us on your financial planning team along with your banker, lawyer and insurance advisor. We work best using a team approach to helping you to achieve your individual financial goals.

Our clients enjoy our old- fashioned approach to achieving client retention and obtaining new small business and individual clients. We ask for an opportunity to earn your business. We offer quality services at an affordable price.

Welcome to our website. We trust you will get your time's worth. We look forward to talking with you soon.

New clients call today for a free initial consultation. Client references are available.

CPA services are available.

Thank you.

Mike Arceneaux

Bunnie Arceneaux

Our firm provides outstanding service to our clients because of our dedication to the three underlying principles of professionalism, responsiveness and quality. Professionalism Our firm is one of the leading firms in the area. By combining our expertise, experience and the energy of our staff, each client receives close personal and professional attention. Our high standards, service and specialized staff spell the difference between our outstanding performance, and other firms. We make sure that every client is served by the expertise of our whole firm. Responsiveness Our firm is responsive. Companies who choose our firm rely on competent advice and fast, accurate personnel. We provide total financial services to individuals, large and small businesses and other agencies. To see a listing of our services, please take a moment and look at our services page. Because we get new business from the people who know us best, client referrals have fueled our growth in the recent years. Through hard work, we have earned the respect of the business and financial communities. This respect illustrates our diverse talents, dedication and ability to respond quickly. Quality An accounting firm is known for the quality of its service. Our firm's reputation reflects the high standards we demand of ourselves. Our primary goal as a trusted advisor is to be available and to provide insightful advice to enable our clients to make informed financial decisions. We do not accept anything less from ourselves and this is what we deliver to you. We feel it is extremely important to continually professionally educate ourselves to improve our technical expertise, financial knowledge and service to our clients. Our high service quality and "raving fan" clients are the result of our commitment to excellence. We will answer all of your questions, as they impact both your tax and financial situations. We welcome you to contact us anytime. Michael D. Arceneaux A graduate of Nicholls State University. He holds degrees in both Accounting and Business Administration. Michael (Mike) has worked in private business in corporate controllership positions for multi-million dollar corporations as well as a public accounting practice. He has been working with individual and small business tax clients since 1989. He is an IRS registered tax accountant currently working on advanced certification in individual and business taxation. Over the years he has worked with small business and high net worth individual clients. His specialty is working with the tax needs of the real estate agent as well as other professional small business owners. Over the years he has helped hundreds of tax clients with tax planning solutions for retirement, children’s college education, and business succession planning. He has used his many years of experience and tax knowledge to help his clients save tax dollars, remain tax compliant and resolve IRS tax reporting issues. Mike is a member of the National Society of Accountants and various professional business organizations. He is married, has two daughters, four grand children and has been a resident of Cape Coral, Fl. For over 20 years. If you are seeking a competent and experienced tax professional, Mike is ready to become a part of your financial planning team. Call Mike today for a free initial consultation. Myrtle C. Arceneaux CPA, MS Myrtle (Bunnie) is a graduate of the University of South West Florida with a Bachelor of Science Degree in Acconting and a Masters in Accountancy from the University of Phoenix. Bunnie began her earlier accounting career working in private industries including healthcare, legal and automotive. She has also worked in public accounting as a CPA for the past 15 years. Her specialties are working with small business owners in designing accounting systems and compiling financial statements in accordance with generally accepted accounting principals. She is certified in quickbooks and works with small business clients in the areas of budgeting and cashflow management. Bunnie is a licensed CPA for the state of Florida with additional certification in Healthcare Administration from Florida Gulf Coast University. She is currently working towards further certification in taxation and financial planning. Bunnie is a member of the National Society of Accountants and FHMA (Healthcare Administration). She has been a resident of Cape Coral, FL. for over 20 years. Bunnie is ready to be a professional strategic partner in assisting you the small business owner in achieving your business and financial goals. Call her today for a free initial consultation. Arceneaux Tax Solutions, LLC is seeking professional, hard-working, licensed CPAs with at least four years of experience. The Firm demands independence, integrity, objectivity, competence and due care from all of its personnel in the conduct of its engagements. Our Firm is structured to provide leadership in achieving high quality professional performance while maintaining the concept of individual responsibility. Policies and procedures have been established providing assurance that professional engagements are properly planned and executed. Decisions are based on the substance of issues, not on form. Our policies and procedures designate Partners of the Firm for consultation on significant ethical, technical and industry questions. The policies and procedures are designed to assure that clients receive the best professional services we can provide. We continually keep in mind the public interest. We expect our Partners and Associates to identify and resolve all important engagement issues. The job requires high level tax preparation skills, superior tax research and problem solving abilities, broad software knowledge, and excellent written and oral communication skills. We have a team approach to provide high quality client service for tax compliance, planning, financial statements, and general business consulting. Fax resume and references to 225-304-4105 or email michael.arceneaux@ymail.com. Check this page from time to time for specific employment opportunities for Certified Public Accountants, small business accountants and administrative staff. Please mail resume to: Arceneaux Tax Solutions, LLC 2211 Northeast 1st Terrace Cape Coral, FL 33909